12 Pros and Cons of Living in Illinois: What to Know Before Making a Move

Explore the diverse landscapes and cultural richness of Illinois, affectionately known as the “Land of Lincoln.” Chicago’s iconic skyline and neighborhoods provide opportunities for culture, dining, and entertainment, while the state’s vast farmland and small towns offer a quieter, slower pace of life. However, life in Illinois comes with challenges, including some of the nation’s highest taxes and persistent traffic congestion in its urban centers. In this ApartmentGuide article, we’ll examine the pros and cons of living in Illinois to help you decide if Illinois is a good place to live.

Renting in Illinois snapshot

Population	12,710,158
Avg. studio rent	$1,309 per month
Avg. one-bedroom rent	$1,544 per month
Avg. two-bedroom rent	$1,928 per month
Most affordable cities to rent in Illinois	Rockford, Springfield, Peoria
Most walkable cities in Illinois	Oak Park, Chicago, Evanston

1. Pro: A variety of career opportunities

Illinois has a economy that spans numerous industries, providing an abundance of job opportunities for its residents. Chicago, as the state’s economic powerhouse, stands tall as a hub for finance, healthcare, technology, and manufacturing. Renowned companies like Boeing, Archer Daniels Midland, and Caterpillar not only call Illinois home but also fuel its robust job market. Beyond Chicago, cities like Springfield and Rockford offer careers in education, government, and agriculture, creating diverse options.

2. Con: Bone-chilling winters

Winters in Illinois are not for the faint of heart. The state’s northern and central regions endure frigid temperatures, icy winds, and heavy snowfall for several months each year. For example, Chicago’s winters often feature subzero temperatures, lake-effect snowstorms, and biting winds that earn the city its nickname, “The Windy City.” Residents face challenges like slippery roads, frozen pipes, and higher heating bills, all of which can make winter a daunting season. Those unaccustomed to such harsh weather may struggle to adjust, but with proper preparation—like investing in quality winter gear and winterizing homes—Illinoisans learn to brave the cold.

3. Pro: Renowned educational opportunities

The University of Chicago and Northwestern University rank among the top universities globally, drawing students and researchers from around the world. The University of Illinois at Urbana-Champaign is known for its engineering and business programs, while other schools like DePaul University and Illinois State University cater to diverse academic interests.

4. Con: High property and income taxes

Illinois is infamous for its high taxes, which consistently rank among the steepest in the country. Property taxes are particularly burdensome, with a rate of 2.07% nearly double the national average. This can make entering homeownership challenging, as higher property taxes often mean steeper monthly payments for homeowners. Residents also face a flat income tax rate of 4.95%, which, when combined with local taxes and sales taxes, significantly impacts the cost of living. 

5. Pro: Home to some iconic sports team

Sports culture in Illinois is more than just a pastime—it’s a way of life. Chicago alone is home to legendary teams like the Cubs and White Sox in baseball, the Bears in football, the Bulls in basketball, and the Blackhawks in hockey. Fans flock to iconic venues like Wrigley Field and Soldier Field to cheer on their teams. Outside Chicago, cities like Peoria offer their own sports traditions, including minor league baseball teams like the Peoria Chiefs.

6. Con: Traffic jams are part of daily life

Traffic congestion is a frustrating reality for Illinois residents, especially in urban centers like Chicago. Rush hour gridlock can turn a 20-minute drive into an hour-long ordeal, making commuting a test of patience. Major highways like I-90 and I-94 see frequent bottlenecks, while road construction projects often compound delays. Public transportation options like the CTA and Metra provide alternatives, but these systems can also experience overcrowding during peak hours.

7. Pro: A food scene to savor

Illinois’ diverse population contributes to a vibrant culinary scene, offering residents a variety of dining options to suit every palate and preference. From trendy bistros to cozy cafes, Evanston offers an array of dining options ranging from global fusion cuisine to locally sourced farm-to-table fare. Larger cities like Chicago are renowned for their diverse and innovative food scene, with Michelin-starred restaurants, ethnic eateries, and local favorites lining the streets. From deep-dish pizza and Chicago-style hot dogs, Illinois has various options sure to cater to your cravings.

8. Con: Air quality can create concerns

Air quality in some parts of Illinois, particularly in metro areas like Chicago, can be a concern. Vehicle emissions, industrial pollution, and seasonal smog contribute to respiratory issues for residents. The city often experiences high ozone levels during the summer, which can exacerbate conditions like asthma. Agricultural runoff in rural areas can also affect water quality, adding another layer of environmental challenges.

9. Pro: A hub of arts and music

Illinois has numerous theaters, galleries, and performance venues showcasing local and international talent. Chicago’s theater district, home to iconic institutions like the Goodman Theatre and Steppenwolf Theatre Company, provide residents with a rich cultural experience with world-class productions and performances. Additionally, cities like Champaign-Urbana contribute to the state’s scene with Krannert Center for the Performing Arts and the University of Illinois’ renowned School of Music.

10. Con: Natural disasters can strike

Illinois isn’t immune to nature’s fury, with tornadoes posing one of the state’s greatest risks. The devastating tornado outbreak of 2013, which wreaked havoc on communities like Washington and Coal City, serves as a stark reminder of this danger. Flooding along major rivers, like the Mississippi and Illinois, is another concern, especially during spring rains. Though earthquakes are rare, the state’s proximity to the New Madrid Fault means residents should be aware of the potential for seismic activity. Preparing for these risks is an essential part of living in Illinois.

11. Pro: Affordable housing in reach

Illinois provides a range of affordable housing options, especially in suburban and rural areas surrounding major urban centers such as Chicago. Cities like Rockford and Springfield exemplify this affordability, offering residents access to reasonably priced homes and apartments. For instance, in Rockford, the median home sale price stands at $150,000, while the average rent for a one-bedroom apartment is $1,023, making it an attractive option for those seeking affordable housing in the state. In Springfield, the median home sale price is $170,500, whereas the average rent is $932.

12. Con: Crowded tourist seasons

Tourism in Illinois, particularly in hotspots like Chicago, brings excitement and energy—but also crowds and congestion. Iconic attractions like Millennium Park, Navy Pier, and Willis Tower draw millions of visitors each year, creating a bustling atmosphere that’s both invigorating and overwhelming. The influx of tourists often means longer lines at restaurants, packed public transportation, and increased competition for housing and parking in popular areas. For residents, learning to navigate peak tourist seasons becomes an essential skill.

 

Methodology : The population data is from the United States Census Bureau, walkable cities are from Walk Score, and rental data is from ApartmentGuide.

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